Imagine a world where your health insurance isn't tied to your job. Where your retirement fund grows no matter where - or how - you work. Where your smartwatch monitors your blood pressure and flags early risk and even books an appointment with your provider

A Crisis Hidden in Plain Sight Sarah Matthews never imagined she would reach a breaking point. As a senior project manager with fifteen years in commercial real estate development, she has built a reputation for delivering complex projects on time and under budget. Her colleagues